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Available Now: Free CE Credit Courses and On-Demand Webinars!
Continuing Education Courses
Discover how short-term health plans and health sharing ministries impact your client’s financial plan, both favorably and unfavorably, so you can better support your clients in their healthcare planning decision-making.
Learn all about Medicare drug plans and how they impact your clients' financial plans.
On-Demand Webinars
Open Enrollment for Medicare ends on December 7th, but it's not too late to help clients optimize their Medicare coverage! Helping your clients aged 65+ determine their ideal Medicare coverage is a great way to create a touchpoint with current clients. Plus, being able to promote that you know how to walk clients through the Open Enrollment process can be an excellent strategy to grow and retain clients.
This webinar will go over timelines, how to determine which Medicare coverage options are the optimal choice for individual clients, and how to use Open Enrollment as a planning opportunity to improve clients’ overall financial plans.
Key Learnings - By the end of the webinar, you will:
- Know how to leverage Open Enrollment as a planning strategy that results in firm growth
- Understand the difference between Original Medicare and Medicare Advantage
- Understand how Medicare drug plans work
- Be able to clearly outline action items on a short deadline for enrollment
- Understand how personal preference, risk tolerance, and other factors impact available plans and the cost of coverage
- Be able to prepare a list (“cheat sheet”) of commonly asked questions by clients regarding healthcare costs and Open Enrollment
Christine Simone, Caribou's CEO, will walk you through this presentation and answer any questions you have at the end.
This webinar goes over Enrollment timelines, how to determine which Medicare coverage options are the optimal choice for individual clients, and how to use Open Enrollment as a planning opportunity to improve clients’ overall financial plans.
Key Learnings - By the end of the webinar, you will:
- Know how to leverage Open Enrollment as a planning strategy that results in firm growth.
- Understand the difference between Original Medicare and Medicare Advantage.
- Understand how Medicare drug plans work.
- Be able to clearly outline action items, such as specific enrollment timeframes.
- Understand how personal preference, risk tolerance, and other factors impact available plans and the cost of coverage.
- Be able to prepare a list (“cheat sheet”) of commonly asked questions by clients regarding healthcare costs and Open Enrollment.
This webinar goes over Enrollment timelines, how to determine which Marketplace coverage options are the optimal choice for individual clients, and how to use Open Enrollment as a planning opportunity to improve clients’ overall financial plans.
Key Learnings - By the end of the webinar, you will:
- Know how to leverage Open Enrollment as a planning strategy that results in firm growth
- Understand the difference between different plan types (like PPOs) and how that affects costs
- Be able to clearly outline action items, such as specific enrollment timeframes based on place of residence
- Know how to transition to a Marketplace plan from other types of coverage (e.g., employer)
- Understand how personal preference, risk tolerance, and other factors impact available plans and the cost of coverage
- Be able to prepare a list (“cheat sheet”) of commonly asked questions by clients regarding healthcare costs and Open Enrollment
- Understand what Premium Tax Credits are and how to leverage them
End-of-year planning is all about reviewing the past year’s performance and planning for next year. As you prepare for end-of-year planning and gather information to review 2023 and plan for 2024, don’t forget to include healthcare costs, the third-highest expense in retirement, and one of the top five highest expenses for the average American adult. Including healthcare costs in your end-of-year planning will help you to create a more accurate financial plan for clients, so watch this webinar to learn how to include it in your year-end reviews!
In this webinar, we go over:
- The impact of healthcare costs on a financial plan.
- The critical information to include, such as medical tax deductions, IRMAA, and out-of-pocket costs, to name a few.
- How to budget for potential costs in a world of variables (there’s no crystal ball!).
- Tangible strategies to implement during Open Enrollment to ensure clients are on the optimal coverage for the upcoming year.
While it can seem time-consuming or complicated to deliver financial guidance related to healthcare, this webinar will explore actionable steps that you can take to:
- Decide whether or not to pursue a healthcare planning offering based on industry trends.
- Position your healthcare planning offering to prospects in a way that sets you apart from other advisors.
- Build a schedule for reviews and touch points within your service calendar.
- Ask questions to talk through the key healthcare costs and decision points related to clients’ financial plans.
11,000 people turn 65 every day! Your clients will encounter this big life milestone too, and it represents a great opportunity to speak with them about Medicare and support them through their initial enrollment. After watching this on-demand webinar, you’ll be able to:
- Understand the difference between Original Medicare and Medicare Advantage.
- Clearly outline action items, such as specific enrollment timeframes.
- Know which situations make sense to delay Medicare
- Understand how personal preference, risk tolerance, and other factors impact available plans and the cost of coverage.
- Prepare a list (“cheat sheet”) of commonly asked questions by clients regarding healthcare costs.
It was reported in 2022 that fewer than 1% of Americans retire before the age of 50, but 51% of Americans retire between the ages of 60 and 65, before they are eligible for Medicare, leaving a potential gap in how they mitigate the financial risks related to healthcare costs. While a successful early retirement represents a huge victory, a major obstacle to early retirement is securing affordable and adequate health insurance, as most Americans don’t become eligible for Medicare until they turn 65.
This is where you, the financial advisor, can step in to help! Although pre-65 retirees have several options for health insurance, the most common (and oftentimes the most optimal) choice is to enroll in a Marketplace plan.
Key Learnings - By the end of this webinar, you will be able to:
- Understand the basics of Marketplace health plans.
- Clearly outline action items for your pre-65 retiree clients, such as specific enrollment timeframes.
- Understand how personal preference, risk tolerance, and other factors impact available plans and the cost of coverage.
- Prepare a list (“cheat sheet”) of commonly asked questions by clients regarding healthcare costs.
This webinar was created to give you the ability to drive the conversation about the financial impact of various health insurance options with clients. After attending, you will be able to guide clients through different plan selections, weigh the benefits and costs of those options, and clearly outline specific enrollment timeframes.
Key Learnings - You will be able to:
- Identify different types of health plan comparisons based on clients’ Life Events.
- Understand how personal preference and risk tolerance impact available plans and the cost of coverage.
- Prepare a list (“cheat sheet”) of commonly asked questions by clients regarding healthcare costs.
- Clearly outline action items, such as specific enrollment timeframes.
Learn Center Articles
The Basics:
Pre-65/Getting Coverage through the Marketplace:
Post-65/Getting Coverage through Medicare:
Life Milestones: Re-evaluating Health Insurance
For Caribou’s Health Insurance Glossary & FAQ, please click here.
